“We have completed many services woth Ross & Erin, including primary/secondary/investment loans & refinance, & every time Ross is so quick to respond & answer our questions! He is very knowledgeable about loan …”
Independent. Straightforward. Competitive.
A better way to get a mortgage in Oregon and Washington.
We're an independent mortgage brokerage. Fewer layers, lower overhead, and more attention on your loan. We educate, explain the options, and say what actually makes sense.
Serving Oregon & Washington · NMLS 2773262
Small by design
Lean, clear, consistent
Lean and Mean
Everything you need and nothing you don't.
Clear guidance
We explain the numbers, the options, and the tradeoffs.
Consistent service
You'll always know who's handling your loan.
Our process
No magic. Just a good process.
A mortgage is a sequence of decisions. We keep that sequence visible.
01
Talk
Tell us what you are trying to accomplish.
02
Educate
We explain the options in plain English.
03
Build
We structure the loan around the actual file.
04
Execute
We communicate, solve problems, and close.
We are here to help you make a good decision.
Clients & partners
What our clients and partners say about us.
We take what our clients and partners tell us seriously — their feedback shapes how we work every file. These Google reviews are a few of the notes we're proudest of.
5.0 · 72 Google reviews →Google reviews from clients and partners. Auto-scroll pauses when you hover or focus the list.
“Very professional and helpful through the whole process. As first time home buyers Ross taught us each step of the way. He stepped in and locked the rates at the perfect time when the rates started to climb. Excellent and personal experience.”
“Ross was amazing to work with! His wisdom and expertise helped us at every turn of the transaction. Ross is quick to respond to any questions and was able to help us close early!”
“If I could give Ross and his team more than 5 stars, I would. I’ve have been in communication with Ross for about a year waiting for my home to be built. He has always responded to my needs and crazy questions I’ve have come up within what seems …”
What Does 6.5% Actually Mean?
Rate, APR, points, and the lock are different numbers. Mixing them up is how people overpay.
Read more →How Much Cash Do I Really Need to Buy a House?
Earnest money, prepaid items, and title fees sit next to the down payment. Budget for the stack.
Read more →Fixed vs. ARM: What's the Actual Difference?
Payment risk, not marketing labels. A fixed rate is a contract. An ARM is a schedule.
Read more →How Much House Should I Buy?
The pre-approval ceiling is not a recommendation. Payment, reserves, and the rest of your life still count.
Read more →For realtors
A reliable partner makes all the difference.
Fast communication, pre-approvals listing agents can use, and a processor who stays on the file. We make it easy to work together.
About Arrow
Rooted locally. Focused on you.
Independent brokerage in Happy Valley. Licensed in Oregon and Washington.
Learn more →
